@font-face { font-family: 'Sora'; font-style: normal; font-weight: 400 700; font-display: swap; src: url(/assets/fonts/sora-latin.woff2) format('woff2'); }
@font-face { font-family: 'Hanken Grotesk'; font-style: normal; font-weight: 400 600; font-display: swap; src: url(/assets/fonts/hanken-grotesk-latin.woff2) format('woff2'); }
@font-face { font-family: 'Hanken Grotesk'; font-style: italic; font-weight: 400; font-display: swap; src: url(/assets/fonts/hanken-grotesk-italic-latin.woff2) format('woff2'); }
:root { --brand-primary: #15274c; --brand-accent: #d2b48c; --font-display: 'Sora', sans-serif; --font-body: 'Hanken Grotesk', sans-serif; }
html { color-scheme: light; }
/* Text colour TOKENS, re-scoped per band. Components colour text with var(--text) / var(--text-2) / var(--heading),
   never with a raw ink hex or a fixed --ink token, so a dark band recolours every component inside it by redefining
   the three tokens once. S.A. Hancock 2026-09-03: `.ticks li { color: var(--ink-2) }` stayed dark grey on the navy
   plan band (1.8:1) through 43 audit rules and a verify pass. verify-mockup `text-contrast` is the backstop. */
:root { --text: #1a1d24; --text-2: #4a5160; --heading: #0f1320; --container-max: 1200px; --gutter: clamp(1.25rem, 5vw, 3.5rem); }
.section--dark, .section--navy, .section--ink, .section--blue, .band--dark { --text: rgba(255, 255, 255, 0.86); --text-2: rgba(255, 255, 255, 0.72); --heading: #fff; color: var(--text); }
*, *::before, *::after { box-sizing: border-box; }
html, body { margin: 0; padding: 0; overflow-x: clip; }
html { -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; }
body { font-family: var(--font-body); font-size: 16px; line-height: 1.55; color: var(--text); background: #fff; }
img, video, picture { max-width: 100%; display: block; }
/* Parallax surfaces clip + cover so the scroll shift (animations.js overscales the img then translates it) can never expose the box edge — the recurring "background band" miss. Any element that parallaxes MUST clip. */
.hero__media, .page-hero__media, .cta-strip__media, .about__media, .gallery-grid figure, .service-card__media, .testimonial-card__photo, .review-card__photo, .parallax, [data-parallax] { overflow: hidden; }
.parallax img, [data-parallax] img { width: 100%; height: 100%; object-fit: cover; }
h1, h2, h3, h4, h5, h6 { font-family: var(--font-display); margin: 0 0 0.5em; line-height: 1.15; color: var(--heading); }
h1, h2, h3, h4 { text-wrap: balance; }
p, li { text-wrap: pretty; }
a { color: inherit; }
input, textarea, select, button { font-family: inherit; font-size: 16px; min-height: 44px; }
button, .btn, a.btn, [role="button"] { min-height: 44px; min-width: 44px; cursor: pointer; }
button:active, .btn:active { transform: scale(0.96); }
[data-count] { font-variant-numeric: tabular-nums; }
@media (scripting: none) { .reveal-up, .reveal-fade, .reveal-stagger > *, .reveal-section { opacity: 1 !important; visibility: visible !important; transform: none !important; } .readmore > * { display: revert !important; } .readmore__toggle { display: none !important; } }
@media (prefers-reduced-motion: reduce) { *, *::before, *::after { animation: none !important; transition: none !important; } }
/* Full-bleed media from a split hero: span NAMED GRID LINES, never `margin: calc(50% - 50vw)`. Inside a half-width
   column that calc resolves against the column, over-bleeds by about half the column, and `overflow-x: clip` on html
   hides the overshoot (S.A. Hancock 2026-09-03: 324px of the hero photo off screen at 1440, invisible to scrollWidth).
   `.container` must use the same --gutter and --container-max so the content lines match the body sections. */
.bleed-grid { display: grid; grid-template-columns: [full-start] minmax(var(--gutter), 1fr) [content-start] minmax(0, calc(var(--container-max) / 2)) [mid] minmax(0, calc(var(--container-max) / 2)) [content-end] minmax(var(--gutter), 1fr) [full-end]; }
.bleed-grid > * { grid-column: content; }
.bleed-grid > .bleed-right { grid-column: mid / full-end; }
.bleed-grid > .bleed-left { grid-column: full-start / mid; }
.placeholder { display: block; padding: 1.25rem; border: 1px dashed currentColor; border-radius: 12px; opacity: 0.65; text-align: center; }
.bottom-cta, .fixed-cta-bar { padding-bottom: calc(1rem + env(safe-area-inset-bottom)); }

/* === Mobile build floor (mobile-web-build SSOT — single 767px gate) === */
/* Text proportion ceilings — applied via clamp() per element; floors here for components that ship raw font-size */
@media (max-width: 767px) {
  h1 { font-size: clamp(2rem, 8vw, 2.75rem); }
  h2 { font-size: clamp(1.5rem, 6vw, 1.875rem); }
  h3 { font-size: clamp(1.25rem, 5vw, 1.5rem); }
  .hero__sub, .page-hero__sub, .lede { font-size: clamp(1rem, 4vw, 1.0625rem); line-height: 1.5; }
  p, li { max-width: 38ch; }
  .container, .container--wide { padding: 0 clamp(1.25rem, 5vw, 1.5rem); }
}
@media (max-width: 420px) {
  h1 { font-size: clamp(1.875rem, 9vw, 2.5rem); }
}
/* Full-width CTAs on phones. The gate is 480px, NOT 420px: an iPhone Pro Max is 430px wide and a 420px
   gate never fires on it (hwm-property, designer review 2026-08-28: submit button 197px in a 387px form).
   Covers hero + page-hero actions, CTA strips and bands, and every form submit. verify-mockup
   `cta-full-width` measures it on every mobile tier including 430. */
@media (max-width: 480px) {
  .hero__actions, .page-hero__actions, .cta-strip__actions, .cta-band__actions, .cta__actions { flex-direction: column; gap: 12px; }
  .hero__actions .btn, .page-hero__actions .btn, .cta-strip__actions .btn, .cta-band__actions .btn, .cta__actions .btn,
  form .btn[type="submit"], form button[type="submit"] { width: 100%; justify-content: center; }
}
/* Mobile rail keyframe — scroll-velocity rails fall back to continuous CSS marquee
   because the JS RAF loop in animations.js is gated behind isMobile (desktop only) */
@media (max-width: 767px) {
  .rail--scroll-velocity .rail-track,
  .rail--proof .rail-track {
    animation: mobile-rail-drift 40s linear infinite;
  }
  .rail--scroll-velocity .rail-track:hover,
  .rail--proof .rail-track:hover { animation-play-state: paused; }
}
@keyframes mobile-rail-drift { from { transform: translateX(0); } to { transform: translateX(-50%); } }
/* Constant-marquee rails (niche.rails mode constant-marquee): pure CSS drift on EVERY viewport, no JS.
   Text rails (reviews / testimonials / quotes) MUST be this mode and run at reading pace (about 12px a second).
   Designer review 2026-08-28: nobody could read hwm-property's scroll-velocity reviews rail.
   Pauses on hover, keyboard focus and touch (animations.js sets .is-touched for 6s on touchstart). */
.rail--constant-marquee .rail-track { animation: mobile-rail-drift 120s linear infinite; }
.rail--constant-marquee.reviews-rail .rail-track, .rail--constant-marquee.testimonial-rail .rail-track,
.rail--constant-marquee.review-rail .rail-track, .rail--constant-marquee.quotes-rail .rail-track { animation-duration: 200s; }
.rail--constant-marquee .rail-track:hover, .rail--constant-marquee:focus-within .rail-track,
.rail--constant-marquee.is-touched .rail-track { animation-play-state: paused; }
@media (prefers-reduced-motion: reduce) {
  .rail-track { animation: none !important; } /* no transform:none here: the rail JS never runs under reduced motion, and R70 fails on it (felix-horsham 2026-08-24) */
}
/* Mobile nav strip-down + hamburger menu overlay (handler lives in animations.js.template) */
.nav__toggle { display: none; background: none; border: 0; padding: 0.5rem; min-width: 44px; min-height: 44px; cursor: pointer; color: currentColor; }
.nav__toggle-bar { display: block; width: 24px; height: 2px; background: currentColor; margin: 5px 0; transition: transform 0.3s, opacity 0.3s; }
.nav__toggle[aria-expanded="true"] .nav__toggle-bar:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav__toggle[aria-expanded="true"] .nav__toggle-bar:nth-child(2) { opacity: 0; }
.nav__toggle[aria-expanded="true"] .nav__toggle-bar:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
.nav__menu { /* desktop default — niche stylesheet overrides */ }
@media (max-width: 767px) {
  .nav__toggle { display: inline-block; }
  .nav__links, .nav__actions .btn, .nav__tel, .nav__brand-text span { display: none; }
  .nav__menu {
    position: fixed; inset: 0;
    background: var(--brand-primary); color: #fff;
    display: flex; flex-direction: column; align-items: center; justify-content: center;
    gap: 1.25rem; padding: 2rem;
    transform: translateX(100%); transition: transform 0.35s ease;
    z-index: 1000;
    overflow-y: auto;
  }
  .nav__menu.is-open { transform: translateX(0); }
  .nav__menu a { font-family: var(--font-display); font-size: clamp(1.5rem, 8vw, 2.5rem); padding: 0.5rem 0; color: inherit; text-decoration: none; }
  .nav__menu .nav__menu-cta { margin-top: 1rem; padding: 0.875rem 1.5rem; border: 1px solid currentColor; border-radius: 999px; }
}
body.menu-open { position: fixed; width: 100%; overflow: hidden; } /* iOS-reliable scroll lock; class only set by hamburger (mobile-only) */
/* Long copy on phones (designer review 2026-08-28): a block of 3+ paragraphs collapses to its first paragraph
   plus a "Read more" toggle at ≤767px. Handler in animations.js (universal). Desktop shows everything and the
   text is always in the HTML, so search engines and R68 traceability see every word. R75 enforces the wrapper. */
.readmore__toggle { display: none; background: none; border: 0; padding: 0.5rem 0; min-height: 44px; font: inherit; font-weight: 600; color: var(--brand-accent); text-decoration: underline; cursor: pointer; }
@media (max-width: 767px) {
  .readmore:not(.is-open) > :nth-child(n+2):not(.readmore__toggle) { display: none; }
  .readmore__toggle { display: inline-block; }
}
/* Compact page hero for contact.html (designer review 2026-08-28): the first form field must sit in the top
   80% of a 1440x900 viewport (a laptop shows about 720px under the browser chrome). verify-mockup
   `contact-form-above-fold` measures it. */
.page-hero.page-hero--compact { min-height: 0; }
.page-hero.page-hero--compact .page-hero__inner { padding-top: calc(var(--nav-h, 80px) + clamp(2rem, 4vw, 3rem)); padding-bottom: clamp(1.5rem, 3vw, 2.5rem); min-height: 0; }

/* ==========================================================================
   TrinityCap Financial Solutions — niche layer
   Register: private-bank stationery. Navy ground, gold marks, ivory paper,
   one editorial serif, hairline rules, figures set in tabular numerals.
   ========================================================================== */
:root {
  --navy: #15274c;            /* source CSS rgb(21,39,76) */
  --navy-2: #233253;          /* logo file ground */
  --navy-deep: #0e1a35;
  --gold: #d2b48c;            /* source CSS heading gold */
  --gold-hi: #e9d49a;
  --gold-1: #a89048;          /* logo gradient */
  --gold-2: #d8c078;
  --gold-ink: #7a5c24;        /* gold for small text on light grounds (5.5:1 on ivory) */
  --ivory: #f6f1e7;
  --paper: #fbf8f2;
  --rule: rgba(21, 39, 76, 0.16);
  --rule-soft: rgba(21, 39, 76, 0.09);
  --rule-gold: rgba(210, 180, 140, 0.38);
  --text: #18233b;
  --text-2: #4a5160;
  --heading: #0f1a33;
  --accent-ink: var(--gold-ink);
  --nav-h: 84px;
  --radius: 2px;
  --ease: cubic-bezier(0.2, 0, 0, 1);
}
.section--navy, .section--dark, .hero, .page-hero, .footer, .cookie-banner, .cta-band, .signature, .nav, .notfound {
  --text: rgba(246, 241, 231, 0.88);
  --text-2: rgba(246, 241, 231, 0.72);
  --heading: #f6f1e7;
  --accent-ink: var(--gold);
  --rule: rgba(210, 180, 140, 0.26);
  --rule-soft: rgba(210, 180, 140, 0.14);
  color: var(--text);
}
body { background: var(--paper); font-size: 17px; }
::selection { background: var(--gold); color: var(--navy-deep); }
a { text-decoration-thickness: 1px; text-underline-offset: 0.2em; }
.container { width: min(100% - 2 * var(--gutter), var(--container-max)); margin-inline: auto; }
.visually-hidden { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip-link { position: absolute; left: 1rem; top: -60px; z-index: 2000; background: var(--gold); color: var(--navy-deep); padding: 0.6rem 1rem; }
.skip-link:focus { top: 1rem; }
:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }

/* --- Type ---------------------------------------------------------------- */
h1, h2, h3, h4 { font-weight: 600; letter-spacing: -0.025em; }
h1 { font-size: clamp(2.5rem, 4.6vw, 4.1rem); line-height: 1.06; letter-spacing: -0.035em; }
h2 { font-size: clamp(1.85rem, 3vw, 2.7rem); line-height: 1.12; letter-spacing: -0.03em; }
h3 { font-size: clamp(1.2rem, 1.5vw, 1.4rem); line-height: 1.25; letter-spacing: -0.015em; }
h4 { font-size: 1.1rem; }
em, .em { font-style: normal; color: var(--accent-ink); }
.eyebrow { display: inline-block; font-family: var(--font-body); font-size: 0.78rem; font-weight: 600; letter-spacing: 0.16em; text-transform: uppercase; color: var(--accent-ink); margin: 0 0 1.1rem; }
.lede { font-size: clamp(1.1rem, 1.35vw, 1.28rem); line-height: 1.6; color: var(--text); max-width: 60ch; }
p { margin: 0 0 1.1em; max-width: 68ch; color: var(--text); }
.muted { color: var(--text-2); }
.num { font-family: var(--font-display); font-weight: 500; font-variant-numeric: tabular-nums lining-nums; color: var(--accent-ink); }

/* --- Buttons --------------------------------------------------------------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 0.6rem; padding: 0.95rem 1.5rem; border-radius: var(--radius); border: 1px solid transparent; background: transparent; font: 600 0.92rem/1 var(--font-body); letter-spacing: 0.04em; text-decoration: none; color: inherit; transition: background 0.35s var(--ease), color 0.35s var(--ease), border-color 0.35s var(--ease); white-space: nowrap; }
.btn svg { width: 18px; height: 18px; flex: none; transition: transform 0.35s var(--ease); }
.btn:hover svg { transform: translateX(3px); }
.btn--gold { background: var(--gold); color: var(--navy-deep); }
.btn--gold:hover { background: var(--gold-hi); }
.btn--line { border-color: var(--rule-gold); color: var(--heading); }
.btn--line:hover { border-color: var(--gold); background: rgba(210, 180, 140, 0.08); }
.btn--navy { background: var(--navy); color: var(--ivory); }
.btn--navy:hover { background: var(--navy-deep); }
.btn--ink-line { border-color: var(--navy); color: var(--navy); }
.btn--ink-line:hover { background: var(--navy); color: var(--ivory); }
.link-arrow { display: inline-flex; align-items: center; gap: 0.5rem; font-weight: 600; font-size: 0.95rem; color: var(--heading); text-decoration: none; border-bottom: 1px solid var(--rule-gold); padding-bottom: 0.25rem; }
.link-arrow svg { width: 16px; height: 16px; transition: transform 0.35s var(--ease); }
.link-arrow:hover svg { transform: translateX(4px); }

/* --- Navigation ------------------------------------------------------------ */
.nav { position: fixed; inset: 0 0 auto 0; z-index: 900; height: var(--nav-h); background: var(--navy); color: var(--ivory); border-bottom: 1px solid rgba(210, 180, 140, 0.16); transition: height 0.35s var(--ease), box-shadow 0.35s var(--ease); }
.nav.is-scrolled { height: 70px; box-shadow: 0 10px 30px -18px rgba(5, 10, 25, 0.7); }
.nav__inner { height: 100%; display: flex; align-items: center; justify-content: space-between; gap: 1.5rem; }
.nav__brand { display: inline-flex; align-items: center; gap: 0.7rem; text-decoration: none; color: inherit; flex: none; }
.nav__brand-mark { height: 46px; width: auto; transition: height 0.35s var(--ease); }
.nav__brand-word { height: 21px; width: auto; transition: height 0.35s var(--ease); }
.nav.is-scrolled .nav__brand-mark { height: 38px; }
.nav.is-scrolled .nav__brand-word { height: 18px; }
.nav__links { display: flex; align-items: center; gap: clamp(1rem, 2vw, 2rem); list-style: none; margin: 0; padding: 0; }
.nav__links > li { margin: 0; max-width: none; position: relative; }
.nav__links a, .nav__drop { color: rgba(246, 241, 231, 0.86); text-decoration: none; font: 500 0.92rem/1 var(--font-body); letter-spacing: 0.02em; white-space: nowrap; padding: 0.6rem 0; display: inline-flex; align-items: center; gap: 0.35rem; background: none; border: 0; cursor: pointer; min-height: 44px; }
.nav__links a:hover, .nav__drop:hover, .nav__links a[aria-current="page"], .has-sub.is-current > .nav__drop { color: var(--gold); }
.nav__drop svg { width: 14px; height: 14px; transition: transform 0.3s var(--ease); }
.has-sub::after { content: ""; position: absolute; top: 100%; left: -1.4rem; right: -1.4rem; height: 18px; display: none; }
.has-sub:hover::after { display: block; }
.nav__panel { position: absolute; top: calc(100% + 18px); left: -1.6rem; min-width: 330px; padding: 0.8rem; background: var(--navy-deep); border: 1px solid rgba(210, 180, 140, 0.2); box-shadow: 0 30px 60px -30px rgba(0, 0, 0, 0.6); list-style: none; margin: 0; opacity: 0; visibility: hidden; transform: translateY(6px); transition: opacity 0.3s var(--ease), transform 0.3s var(--ease), visibility 0.3s; }
.has-sub:hover .nav__panel, .has-sub.is-open .nav__panel, .has-sub:focus-within .nav__panel { opacity: 1; visibility: visible; transform: none; }
.has-sub:hover .nav__drop svg, .has-sub.is-open .nav__drop svg { transform: rotate(180deg); }
.nav__panel li { margin: 0; max-width: none; }
.nav__panel a { display: grid; grid-template-columns: 2.2rem 1fr; align-items: baseline; padding: 0.75rem 0.8rem; width: 100%; gap: 0; }
.nav__panel a:hover { background: rgba(210, 180, 140, 0.08); }
.nav__panel .num { font-size: 0.95rem; }
.nav__actions { display: flex; align-items: center; gap: 1rem; }
.nav__tel { color: var(--gold); text-decoration: none; font: 600 0.92rem/1 var(--font-body); letter-spacing: 0.04em; display: inline-flex; align-items: center; gap: 0.45rem; white-space: nowrap; }
.nav__tel svg { width: 16px; height: 16px; }
.nav__actions .btn { padding: 0.8rem 1.15rem; font-size: 0.85rem; }
.nav__menu { display: none; }
@media (max-width: 1180px) { .nav__tel { display: none; } }

/* --- Home hero ----------------------------------------------------------- */
.hero { position: relative; background: var(--navy); overflow: hidden; padding-top: var(--nav-h); }
.hero::before { content: ""; position: absolute; inset: 0; background:
  radial-gradient(60% 70% at 78% 45%, rgba(216, 192, 120, 0.16), transparent 70%),
  repeating-linear-gradient(90deg, rgba(210, 180, 140, 0.05) 0 1px, transparent 1px 120px); pointer-events: none; }
.hero__grid { position: relative; display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); align-items: center; gap: 2rem; min-height: calc(100vh - var(--nav-h) - 74px); min-height: calc(100dvh - var(--nav-h) - 74px); padding-block: clamp(3rem, 7vh, 5.5rem); }
.hero__kicker { display: flex; flex-wrap: wrap; align-items: center; gap: 0.6rem 1.2rem; margin-bottom: 1.6rem; }
.hero__kicker .eyebrow { margin: 0; }
.hero__kicker a { color: var(--gold); font-weight: 600; text-decoration: none; letter-spacing: 0.04em; font-size: 0.95rem; }
.hero h1 { max-width: 13ch; margin-bottom: 1.4rem; text-shadow: 0 2px 24px rgba(5, 10, 25, 0.35); }
.hero h1 em { color: var(--gold); }
.hero__sub { font-family: var(--font-display); font-weight: 500; letter-spacing: -0.01em; font-size: clamp(1.15rem, 1.6vw, 1.45rem); color: var(--gold-hi); margin-bottom: 1rem; }
.hero__intro { max-width: 52ch; color: var(--text); margin-bottom: 2.2rem; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 0.9rem; }
.hero__media { position: relative; height: 100%; min-height: 420px; display: flex; align-items: center; justify-content: center; }
.hero__media img { height: min(70vh, 600px); width: auto; filter: drop-shadow(0 30px 60px rgba(0, 0, 0, 0.35)); }
.hero__media::after { content: ""; position: absolute; left: 12%; right: 12%; bottom: 6%; height: 1px; background: linear-gradient(90deg, transparent, var(--gold), transparent); opacity: 0.6; }

/* hero-trust rail */
.hero-trust-rail { position: relative; border-top: 1px solid rgba(210, 180, 140, 0.2); background: var(--navy-deep); overflow: hidden; height: 74px; display: flex; align-items: center; }
.rail-track { display: flex; width: max-content; will-change: transform; }
.rail-item { display: inline-flex; align-items: center; gap: 1.1rem; padding-right: 2.6rem; font: 500 0.82rem/1 var(--font-body); letter-spacing: 0.16em; text-transform: uppercase; color: rgba(246, 241, 231, 0.78); white-space: nowrap; }
.rail-item svg { width: 12px; height: 12px; color: var(--gold); flex: none; }

/* --- Sections ------------------------------------------------------------ */
.section { padding-block: clamp(4.5rem, 9vw, 8rem); position: relative; }
.section--ivory { background: var(--ivory); }
.section--paper { background: var(--paper); }
.section--navy { background: var(--navy); }
.section--rule-top { border-top: 1px solid var(--rule); }
.section-head { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 6fr); gap: clamp(2rem, 5vw, 5rem); align-items: end; margin-bottom: clamp(2.5rem, 5vw, 4rem); }
.section-head h2 { margin: 0; max-width: 15ch; }
.section-head p { margin: 0; color: var(--text-2); }
.section-head--stack { grid-template-columns: 1fr; gap: 1rem; }
.gold-rule { display: block; width: 72px; height: 1px; background: var(--gold); margin: 0 0 1.4rem; transform-origin: left center; }

/* Welcome split */
.welcome { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: clamp(2rem, 6vw, 6rem); align-items: start; }
.welcome h2 { max-width: 14ch; }
.welcome__body p:first-child { font-family: var(--font-display); font-weight: 400; letter-spacing: -0.015em; font-size: clamp(1.25rem, 1.8vw, 1.6rem); line-height: 1.5; color: var(--heading); max-width: 34ch; }
.facts { list-style: none; padding: 0; margin: 2.4rem 0 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); border-top: 1px solid var(--rule); }
.facts li { margin: 0; padding: 1.3rem 1.2rem 0 0; max-width: none; }
.facts li + li { padding-left: 1.2rem; border-left: 1px solid var(--rule); }
.facts strong { display: block; font-family: var(--font-display); font-weight: 600; font-size: 1.15rem; letter-spacing: -0.015em; color: var(--heading); margin-bottom: 0.3rem; }
.facts span { font-size: 0.92rem; color: var(--text-2); }

/* Product index */
.index-list { list-style: none; margin: 0; padding: 0; border-top: 1px solid var(--rule); }
.index-list > li { margin: 0; max-width: none; border-bottom: 1px solid var(--rule); }
.index-row { position: relative; display: grid; grid-template-columns: 4.5rem minmax(0, 4fr) minmax(0, 6fr) 3rem; gap: 1.5rem; align-items: center; padding: 1.8rem 0.5rem; text-decoration: none; color: inherit; transition: background 0.45s var(--ease), padding 0.45s var(--ease); }
.index-row::after { content: ""; position: absolute; left: 0; bottom: -1px; height: 1px; width: 100%; background: var(--gold-ink); transform: scaleX(0); transform-origin: left; transition: transform 0.6s var(--ease); }
.index-row:hover { background: rgba(210, 180, 140, 0.1); padding-inline: 1.2rem 0.8rem; }
.index-row:hover::after { transform: scaleX(1); }
.index-row__num { font-size: 1.6rem; }
.index-row__title { display: flex; align-items: center; gap: 0.9rem; font-family: var(--font-display); font-weight: 600; letter-spacing: -0.025em; font-size: clamp(1.3rem, 2vw, 1.8rem); line-height: 1.15; color: var(--heading); }
.index-row__title svg { width: 26px; height: 26px; color: var(--gold-ink); flex: none; }
.index-row__text { margin: 0; color: var(--text-2); font-size: 0.98rem; }
.index-row__go { justify-self: end; width: 44px; height: 44px; border: 1px solid var(--rule); border-radius: 50%; display: grid; place-items: center; transition: background 0.4s var(--ease), color 0.4s var(--ease), border-color 0.4s var(--ease); }
.index-row__go svg { width: 18px; height: 18px; }
.index-row:hover .index-row__go { background: var(--navy); color: var(--gold); border-color: var(--navy); }

/* --- Signature: repayment profiles ------------------------------------------ */
.signature { background: var(--navy); position: relative; overflow: hidden; }
.signature__inner { padding-block: clamp(4.5rem, 9vw, 8rem); }
.signature__intro { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 6fr); gap: clamp(2rem, 5vw, 5rem); align-items: end; margin-bottom: 3rem; }
.signature__intro h2 { margin: 0; max-width: 13ch; }
.signature__intro blockquote { margin: 0; padding-left: 1.4rem; border-left: 1px solid var(--gold); font-family: var(--font-body); font-style: italic; font-size: clamp(1.1rem, 1.4vw, 1.28rem); line-height: 1.6; color: var(--text); }
.signature__intro blockquote cite { display: block; margin-top: 0.8rem; font: 600 0.75rem/1.2 var(--font-body); font-style: normal; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold); }
.profiles { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.5rem; margin: 0; padding: 0; list-style: none; }
.profiles > li { margin: 0; max-width: none; border: 1px solid var(--rule); padding: 1.6rem; background: rgba(14, 26, 53, 0.45); }
.profile__chart { display: block; width: 100%; height: auto; margin-bottom: 1.3rem; }
.profile__chart rect { fill: var(--gold); }
.profile__chart .base { stroke: rgba(210, 180, 140, 0.4); stroke-width: 1; }
.profile h3 { display: flex; align-items: baseline; gap: 0.8rem; margin-bottom: 0.5rem; }
.profile h3 .num { font-size: 1rem; }
.profile p { margin: 0; color: var(--text-2); font-size: 0.95rem; }
.stage { display: none; }
.sig-on .profiles { display: none; }
.sig-on .stage { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 7fr); gap: clamp(2rem, 5vw, 5rem); align-items: center; }
.stage__labels { position: relative; min-height: 260px; }
.stage__label { position: absolute; inset: 0 0 auto 0; }
.stage__label + .stage__label { opacity: 0; }
.stage__label .num { display: block; font-size: 2.8rem; letter-spacing: -0.04em; line-height: 1; margin-bottom: 1rem; }
.stage__label h3 { font-size: clamp(1.8rem, 2.6vw, 2.4rem); margin-bottom: 0.8rem; }
.stage__label p { color: var(--text-2); max-width: 36ch; }
.stage__chart { position: relative; }
.stage__chart svg { width: 100%; height: auto; display: block; overflow: visible; }
.stage__chart rect { fill: url(#goldbar); }
.stage__chart .axis { stroke: rgba(210, 180, 140, 0.45); stroke-width: 1; }
.stage__chart text { fill: rgba(246, 241, 231, 0.55); font: 500 12px var(--font-body); letter-spacing: 0.08em; }
.stage__progress { display: flex; gap: 0.5rem; margin-top: 1.6rem; }
.stage__progress span { height: 2px; flex: 1; background: rgba(210, 180, 140, 0.2); position: relative; overflow: hidden; }
.stage__progress span i { position: absolute; inset: 0; background: var(--gold); transform: scaleX(0); transform-origin: left; }
.signature__note { margin-top: 2rem; font-size: 0.85rem; color: var(--text-2); }

/* --- Figures --------------------------------------------------------------- */
.figures { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); border-top: 1px solid var(--rule); border-bottom: 1px solid var(--rule); }
.figure { padding: 2.2rem 1.6rem 2.2rem 0; }
.figure + .figure { padding-left: 1.6rem; border-left: 1px solid var(--rule); }
.figure__value { display: block; font-family: var(--font-display); font-weight: 600; letter-spacing: -0.04em; font-size: clamp(2.6rem, 4.4vw, 3.8rem); line-height: 1; color: var(--heading); font-variant-numeric: tabular-nums lining-nums; margin-bottom: 1rem; white-space: nowrap; }
.figure__value small { font-size: 0.42em; color: var(--accent-ink); font-weight: 500; margin-left: 0.15em; }
.figure p { margin: 0 0 0.8rem; font-size: 0.95rem; color: var(--text-2); }
.figure a { font-size: 0.85rem; font-weight: 600; color: var(--accent-ink); text-decoration: none; }
.figure a:hover { text-decoration: underline; }

/* --- Process ---------------------------------------------------------------- */
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 0; counter-reset: step; }
.steps > li { margin: 0; max-width: none; padding: 0 1.6rem 0 0; position: relative; }
.steps > li + li { padding-left: 1.6rem; border-left: 1px solid var(--rule); }
.step__num { display: block; font-size: 2.3rem; letter-spacing: -0.04em; line-height: 1; margin-bottom: 1.4rem; }
.steps h3 { font-size: 1.35rem; margin-bottom: 0.7rem; }
.steps p { font-size: 0.96rem; color: var(--text-2); }

/* --- Commitments ---------------------------------------------------------- */
.commit { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: clamp(2rem, 6vw, 6rem); }
.commit__list { list-style: none; margin: 0; padding: 0; border-top: 1px solid var(--rule); }
.commit__list li { display: grid; grid-template-columns: 2.4rem 1fr; gap: 1rem; padding: 1.4rem 0; border-bottom: 1px solid var(--rule); margin: 0; max-width: none; }
.commit__list svg { width: 24px; height: 24px; color: var(--accent-ink); margin-top: 0.2rem; }
.commit__list strong { display: block; font-family: var(--font-display); font-weight: 600; letter-spacing: -0.015em; font-size: 1.2rem; color: var(--heading); margin-bottom: 0.3rem; }
.commit__list p { margin: 0; color: var(--text-2); font-size: 0.97rem; }

/* --- People / contact block ------------------------------------------------ */
.meet { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 7fr); gap: clamp(2rem, 6vw, 6rem); align-items: center; }
.meet__photo { position: relative; margin: 0; }
.meet__photo img { width: 100%; height: auto; aspect-ratio: 519 / 760; object-fit: cover; object-position: 50% 20%; display: block; filter: saturate(0.92); }
.meet__frame { position: relative; display: block; isolation: isolate; }
.meet__frame::before { content: ""; position: absolute; inset: 1.2rem -1.2rem -1.2rem 1.2rem; border: 1px solid var(--gold); z-index: -1; }
.meet__photo figcaption { margin-top: 2.2rem; font-size: 0.85rem; color: var(--text-2); }
.contact-lines { list-style: none; margin: 2rem 0 2.2rem; padding: 0; border-top: 1px solid var(--rule); }
.contact-lines li { display: grid; grid-template-columns: 7rem 1fr; gap: 1rem; padding: 1rem 0; border-bottom: 1px solid var(--rule); margin: 0; max-width: none; align-items: baseline; }
.contact-lines span { font: 600 0.75rem/1.2 var(--font-body); letter-spacing: 0.14em; text-transform: uppercase; color: var(--accent-ink); }
.contact-lines a { color: var(--heading); text-decoration: none; font-family: var(--font-display); font-weight: 500; font-size: 1.15rem; overflow-wrap: anywhere; }
.contact-lines a:hover { color: var(--accent-ink); }
.contact-lines b { font-weight: 500; font-family: var(--font-display); font-size: 1.15rem; color: var(--heading); }

/* gallery (source "Photo Gallery") */
.gallery-row { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.5rem; align-items: stretch; }
.gallery-row figure { margin: 0; background: var(--ivory); border: 1px solid var(--rule); display: flex; flex-direction: column; }
.gallery-row figure > div { flex: 1; display: grid; place-items: center; padding: 1.5rem; aspect-ratio: 4 / 5; overflow: hidden; }
.gallery-row figure.is-photo > div { padding: 0; }
.gallery-row figure.is-photo img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 0%; }
.gallery-row figure.is-navy > div { background: var(--navy); }
.gallery-row img { max-height: 100%; max-width: 100%; width: auto; height: auto; }
.gallery-row figure.is-photo img { max-height: none; }
.gallery-row figcaption { padding: 1rem 1.2rem; font-size: 0.88rem; color: var(--text-2); border-top: 1px solid var(--rule); }
.gallery-row figcaption a { color: var(--accent-ink); font-weight: 600; }

/* --- Forms ----------------------------------------------------------------- */
.form { display: grid; gap: 1.1rem; }
.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 1.1rem; }
.field { display: grid; gap: 0.45rem; }
.field label { font: 600 0.78rem/1.2 var(--font-body); letter-spacing: 0.12em; text-transform: uppercase; color: var(--text-2); }
.field input, .field textarea, .field select { width: 100%; padding: 0.95rem 1rem; border: 1px solid var(--rule); border-radius: var(--radius); background: #fff; color: var(--heading); font-size: 16px; transition: border-color 0.3s; }
.field textarea { min-height: 140px; resize: vertical; }
.field input:focus, .field textarea:focus { outline: none; border-color: var(--gold-ink); box-shadow: 0 0 0 3px rgba(210, 180, 140, 0.25); }
.form__note { font-size: 0.82rem; color: var(--text-2); margin: 0; }
.form__error { color: #a3271c; font-weight: 600; margin: 0; }
.form[hidden], .form-done[hidden], .form__error[hidden] { display: none; }
.form-done { padding: 2rem; border: 1px solid var(--gold); background: rgba(210, 180, 140, 0.08); }
.form-done h3 { margin-bottom: 0.6rem; }
.form-done p { margin: 0; }
.form-done:focus { outline: none; }
.form-panel { background: #fff; border: 1px solid var(--rule); padding: clamp(1.6rem, 3vw, 2.6rem); }
.section--navy .form-panel, .cta-band .form-panel { --text: #18233b; --text-2: #4a5160; --heading: #0f1a33; --accent-ink: var(--gold-ink); --rule: rgba(21, 39, 76, 0.16); color: var(--text); }
.enquire { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 6fr); gap: clamp(2rem, 6vw, 6rem); align-items: start; }

/* --- Page hero (sub-pages) -------------------------------------------------- */
.page-hero { background: var(--navy); position: relative; overflow: hidden; }
.page-hero::before { content: ""; position: absolute; inset: 0; background: repeating-linear-gradient(90deg, rgba(210, 180, 140, 0.045) 0 1px, transparent 1px 120px); pointer-events: none; }
.page-hero__inner { position: relative; padding-top: calc(var(--nav-h) + clamp(3.5rem, 8vw, 6.5rem)); padding-bottom: clamp(3.5rem, 7vw, 6rem); display: grid; grid-template-columns: minmax(0, 8fr) minmax(0, 3fr); gap: 2rem; align-items: end; }
.page-hero h1 { margin-bottom: 1.4rem; max-width: 16ch; }
.page-hero__sub { font-size: clamp(1.08rem, 1.3vw, 1.22rem); line-height: 1.65; color: var(--text); max-width: 62ch; margin-bottom: 2rem; }
.page-hero__actions { display: flex; flex-wrap: wrap; gap: 0.9rem; }
.crumbs { display: flex; flex-wrap: wrap; gap: 0.5rem; list-style: none; padding: 0; margin: 0 0 1.6rem; font: 600 0.75rem/1.2 var(--font-body); letter-spacing: 0.14em; text-transform: uppercase; }
.crumbs li { margin: 0; max-width: none; color: var(--gold); }
.crumbs li + li::before { content: "/"; margin-right: 0.5rem; color: rgba(210, 180, 140, 0.5); }
.crumbs a { color: rgba(246, 241, 231, 0.7); text-decoration: none; }
.crumbs a:hover { color: var(--gold); }
.page-hero__mark { justify-self: end; align-self: center; height: clamp(150px, 18vw, 230px); width: auto; opacity: 0.9; }
.page-hero--photo .page-hero__media { position: absolute; inset: 0; margin: 0; }
.page-hero--photo .page-hero__media img { width: 100%; height: 100%; object-fit: cover; }
.page-hero--photo .page-hero__media::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(14, 26, 53, 0.92) 0%, rgba(21, 39, 76, 0.7) 55%, rgba(21, 39, 76, 0.45) 100%); }

/* --- Product page body ------------------------------------------------------ */
.split { display: grid; grid-template-columns: minmax(0, 4fr) minmax(0, 7fr); gap: clamp(2rem, 6vw, 6rem); align-items: start; }
.split__aside { position: sticky; top: calc(var(--nav-h) + 2rem); }
.split__aside h2 { max-width: 12ch; }
.prose p { max-width: 64ch; }
.prose h3 { margin: 2.4rem 0 1rem; }
.prose h3:first-child { margin-top: 0; }
.ticks { list-style: none; margin: 1.4rem 0 2rem; padding: 0; border-top: 1px solid var(--rule); }
.ticks li { position: relative; padding: 0.9rem 0 0.9rem 2.1rem; border-bottom: 1px solid var(--rule); margin: 0; max-width: none; color: var(--text); }
.ticks li::before { content: ""; position: absolute; left: 0.2rem; top: 1.45rem; width: 14px; height: 1px; background: var(--accent-ink); }
.features { list-style: none; margin: 0; padding: 0; border-top: 1px solid var(--rule); }
.features > li { display: grid; grid-template-columns: 3rem minmax(0, 1fr); gap: 1.2rem; padding: 1.7rem 0; border-bottom: 1px solid var(--rule); margin: 0; max-width: none; }
.features svg { width: 28px; height: 28px; color: var(--accent-ink); margin-top: 0.25rem; }
.features h3 { font-size: 1.4rem; margin-bottom: 0.45rem; }
.features p { margin: 0; color: var(--text-2); }
.features--grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); column-gap: 3rem; }
.features--grid > li:nth-child(2) { border-top: 0; }
.callout { margin-top: 2.6rem; padding: 2rem 2.2rem; background: var(--navy); --text: rgba(246, 241, 231, 0.88); --text-2: rgba(246, 241, 231, 0.72); --heading: #f6f1e7; --accent-ink: var(--gold); color: var(--text); }
.callout .eyebrow { margin-bottom: 0.8rem; }
.callout p { margin: 0; font-family: var(--font-display); font-weight: 400; letter-spacing: -0.01em; font-size: 1.15rem; line-height: 1.6; color: var(--heading); }
.chips { display: flex; flex-wrap: wrap; gap: 0.6rem; list-style: none; padding: 0; margin: 1.6rem 0 0; }
.chips li { margin: 0; max-width: none; padding: 0.55rem 0.95rem; border: 1px solid var(--rule); font-size: 0.88rem; color: var(--text); background: var(--paper); }
.group + .group { margin-top: clamp(3.5rem, 6vw, 5rem); padding-top: clamp(3.5rem, 6vw, 5rem); border-top: 1px solid var(--rule); }
.group__head { display: flex; align-items: baseline; gap: 1rem; margin-bottom: 1.4rem; }
.group__head .num { font-size: 1.4rem; }
.group__head h2 { font-size: clamp(1.7rem, 2.6vw, 2.3rem); margin: 0; }
.subtle { font-size: 0.9rem; color: var(--text-2); }

/* related products strip */
.related { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); border-top: 1px solid var(--rule); }
.related li { margin: 0; max-width: none; }
.related li + li { border-left: 1px solid var(--rule); }
.related a { display: block; padding: 1.5rem 1.2rem 1.6rem; text-decoration: none; color: var(--heading); height: 100%; transition: background 0.4s var(--ease); }
.related a:hover { background: rgba(210, 180, 140, 0.12); }
.related .num { display: block; font-size: 1rem; margin-bottom: 0.7rem; }
.related strong { font-family: var(--font-display); font-weight: 600; letter-spacing: -0.015em; font-size: 1.08rem; }

/* CTA band */
.cta-band { background: var(--navy-deep); position: relative; overflow: hidden; }
.cta-band__inner { padding-block: clamp(4rem, 8vw, 6.5rem); display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 4fr); gap: 2rem; align-items: center; }
.cta-band h2 { margin-bottom: 1rem; max-width: 16ch; }
.cta-band p { margin: 0; }
.cta-band p a { color: var(--gold); }
.cta-band__actions { display: flex; flex-direction: column; gap: 0.9rem; align-items: stretch; }
.cta-band__mark { position: absolute; right: -40px; bottom: -60px; height: 340px; width: auto; opacity: 0.08; pointer-events: none; }

/* --- Legal documents ---------------------------------------------------- */
.doc { display: grid; grid-template-columns: minmax(0, 3fr) minmax(0, 8fr); gap: clamp(2rem, 6vw, 6rem); align-items: start; }
.doc__toc { position: sticky; top: calc(var(--nav-h) + 2rem); font-size: 0.9rem; }
.doc__toc p.eyebrow { margin-bottom: 1rem; }
.doc__toc ol { list-style: none; margin: 0; padding: 0; border-top: 1px solid var(--rule); max-height: calc(100vh - var(--nav-h) - 8rem); overflow: auto; }
.doc__toc li { margin: 0; max-width: none; border-bottom: 1px solid var(--rule-soft); }
.doc__toc a { display: block; padding: 0.6rem 0; color: var(--text-2); text-decoration: none; line-height: 1.35; }
.doc__toc a:hover { color: var(--heading); }
.doc__body { max-width: 72ch; }
.doc__body h2 { font-size: clamp(1.5rem, 2.2vw, 1.95rem); margin: 3rem 0 1.1rem; padding-top: 1.6rem; border-top: 1px solid var(--rule); scroll-margin-top: calc(var(--nav-h) + 1.5rem); }
.doc__body h2:first-child { margin-top: 0; }
.doc__body p, .doc__body li { font-size: 1rem; line-height: 1.72; overflow-wrap: anywhere; }
.doc__body ul { padding-left: 1.2rem; margin: 0 0 1.4rem; }
.doc__body li { margin: 0 0 0.6rem; max-width: 68ch; }
.doc__body li::marker { color: var(--accent-ink); }
.doc__body a { color: var(--gold-ink); }
.doc__lead { font-family: var(--font-display); font-size: 1.2rem; line-height: 1.5; color: var(--heading); }
.doc__ask { margin-top: 3rem; padding: 2rem; background: var(--ivory); border-left: 2px solid var(--gold); }
.doc__ask h2 { border: 0; padding: 0; margin: 0 0 0.6rem; }
.doc__ask p { margin: 0; }
.hub { list-style: none; margin: 0; padding: 0; border-top: 1px solid var(--rule); }
.hub li { margin: 0; max-width: none; border-bottom: 1px solid var(--rule); }
.hub a { display: grid; grid-template-columns: 3rem 1fr auto; align-items: center; gap: 1rem; padding: 1.4rem 0.4rem; text-decoration: none; color: var(--heading); }
.hub a:hover { background: rgba(210, 180, 140, 0.1); }
.hub strong { font-family: var(--font-display); font-weight: 600; letter-spacing: -0.015em; font-size: 1.2rem; }
.hub svg { width: 18px; height: 18px; color: var(--accent-ink); }

/* --- Footer ------------------------------------------------------------- */
.footer { background: var(--navy-deep); padding: clamp(4rem, 7vw, 6rem) 0 2rem; }
.footer__grid { display: grid; grid-template-columns: minmax(0, 4fr) repeat(3, minmax(0, 2.4fr)); gap: 2.5rem; padding-bottom: 3rem; border-bottom: 1px solid rgba(210, 180, 140, 0.18); }
.footer__brand img { width: 130px; height: auto; margin-bottom: 1.6rem; }
.footer__brand p { font-size: 0.92rem; color: var(--text-2); max-width: 34ch; }
.footer__brand a { color: var(--gold); text-decoration: none; }
.footer__col h2 { font: 600 0.75rem/1.2 var(--font-body); letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold); margin-bottom: 1.2rem; }
.footer__col ul { list-style: none; margin: 0; padding: 0; }
.footer__col li { margin: 0 0 0.25rem; max-width: none; }
.footer__col a { display: inline-block; padding: 0.35rem 0; color: rgba(246, 241, 231, 0.8); text-decoration: none; font-size: 0.93rem; }
.footer__col a:hover { color: var(--gold); }
.footer__base { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 1rem; padding-top: 1.8rem; font-size: 0.84rem; color: var(--text-2); }
.footer__base p { margin: 0; color: var(--text-2); max-width: none; }
.footer__credit a { color: var(--gold); text-decoration: none; }
.footer__credit a:hover { text-decoration: underline; }

/* --- Cookie banner ------------------------------------------------------ */
.cookie-banner { position: fixed; right: 1.2rem; bottom: 1.2rem; z-index: 950; width: min(420px, calc(100vw - 2.4rem)); background: var(--navy-deep); border: 1px solid rgba(210, 180, 140, 0.3); padding: 1.5rem; box-shadow: 0 30px 60px -30px rgba(0, 0, 0, 0.6); }
.cookie-banner h2 { font-size: 1.3rem; margin-bottom: 0.5rem; }
.cookie-banner p { font-size: 0.88rem; margin-bottom: 1rem; }
.cookie-banner p a { color: var(--gold); }
.cookie-banner__actions { display: flex; gap: 0.7rem; }
.cookie-banner__actions .btn { flex: 1; padding: 0.8rem 1rem; }

/* 404 */
.notfound { min-height: 80vh; display: grid; place-items: center; text-align: center; background: var(--navy); }
.notfound__inner { padding: calc(var(--nav-h) + 3rem) 0 4rem; }
.notfound h1 { margin: 0 auto 1rem; }
.notfound p { margin: 0 auto 2rem; }

/* --- Desktop: transparent header gains its solid look on hover (always solid here) --- */
@media (hover: hover) and (min-width: 1025px) { .nav:hover { box-shadow: 0 10px 30px -18px rgba(5, 10, 25, 0.7); } }

/* --- Tablet ------------------------------------------------------------------ */
@media (max-width: 1100px) {
  .figures { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .figure:nth-child(3) { padding-left: 0; border-left: 0; }
  .figure:nth-child(n+3) { border-top: 1px solid var(--rule); }
  .steps { grid-template-columns: repeat(2, minmax(0, 1fr)); row-gap: 2.5rem; }
  .steps > li:nth-child(3) { padding-left: 0; border-left: 0; }
  .related { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .related li:nth-child(4) { border-left: 0; }
  .related li:nth-child(n+4) { border-top: 1px solid var(--rule); }
  .footer__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
/* nav-fit: the desktop links need ~1000px, so the bar collapses to the hamburger below 1024 */
@media (max-width: 1024px) {
  .nav__links, .nav__actions .btn { display: none; }
  .nav__toggle { display: inline-block; margin-left: auto; position: relative; z-index: 1001; color: var(--ivory); }
  .nav__menu { position: fixed; inset: 0; width: 100vw; height: 100svh; height: 100dvh; background: var(--navy-deep); color: var(--ivory); display: flex; flex-direction: column; justify-content: flex-start; align-items: stretch; gap: 0; padding: calc(var(--nav-h) + 1rem) clamp(1.5rem, 6vw, 3rem) 2rem; overflow-y: auto; transform: translateX(100%); visibility: hidden; transition: transform 0.4s var(--ease), visibility 0.4s; z-index: 1000; }
  .nav__menu.is-open { transform: none; visibility: visible; }
  .nav__menu a { font-family: var(--font-display); font-size: clamp(1.45rem, 6vw, 1.9rem); color: var(--ivory); text-decoration: none; padding: 0.55rem 0; border-bottom: 1px solid rgba(210, 180, 140, 0.14); display: flex; align-items: baseline; gap: 0.8rem; min-height: 44px; }
  .nav__menu .nav__menu-group { font: 600 0.72rem/1 var(--font-body); letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold); margin: 1.4rem 0 0.4rem; }
  .nav__menu .nav__menu-sub { font-family: var(--font-body); font-size: 1.05rem; padding: 0.7rem 0; }
  .nav__menu .nav__menu-sub .num { font-size: 0.9rem; min-width: 1.6rem; }
  .nav__menu .nav__menu-cta { margin-top: 1.8rem; justify-content: center; border: 1px solid var(--gold); color: var(--gold); font-family: var(--font-body); font-size: 1rem; font-weight: 600; letter-spacing: 0.04em; padding: 1rem; border-radius: var(--radius); }
  .nav__menu .nav__menu-tel { justify-content: center; border: 0; font-family: var(--font-body); font-size: 1rem; color: rgba(246, 241, 231, 0.8); }
  .nav__brand { position: relative; z-index: 1001; }
  .hero__grid { grid-template-columns: minmax(0, 1fr) minmax(0, 0.7fr); }
}

/* --- Phones (single mobile gate) ----------------------------------------- */
@media (max-width: 767px) {
  :root { --nav-h: 68px; }
  body { font-size: 16px; }
  .nav.is-scrolled { height: 62px; }
  .nav__brand-mark { height: 38px; }
  .nav__brand-word { height: 17px; }
  .section { padding-block: clamp(3.5rem, 13vw, 4.5rem); }
  .hero__grid { grid-template-columns: 1fr; min-height: 0; padding-block: 2.5rem 3rem; gap: 1.5rem; }
  .hero__media { order: -1; min-height: 0; height: auto; justify-content: flex-start; }
  .hero__media img { height: 150px; }
  .hero__media::after { display: none; }
  .hero h1 { max-width: none; }
  .hero__sub { font-size: 1.2rem; }
  .hero-trust-rail { height: 60px; }
  .rail-item { font-size: 0.72rem; }
  .section-head, .welcome, .signature__intro, .commit, .meet, .enquire, .split, .doc, .cta-band__inner, .page-hero__inner { grid-template-columns: minmax(0, 1fr); }
  .section-head { gap: 1rem; }
  .section-head h2, .welcome h2, .split__aside h2 { max-width: none; }
  .split__aside, .doc__toc { position: static; }
  .doc__toc ol { max-height: none; }
  .facts { grid-template-columns: minmax(0, 1fr); }
  .facts li + li { padding-left: 0; border-left: 0; border-top: 1px solid var(--rule); padding-bottom: 1.1rem; }
  .facts li { padding-top: 1.1rem; }
  .index-row { grid-template-columns: 2.6rem minmax(0, 1fr) 44px; gap: 0.9rem; padding: 1.4rem 0; }
  .index-row:hover { padding-inline: 0; }
  .index-row__text { grid-column: 2 / 3; grid-row: 2; font-size: 0.92rem; }
  .index-row__go { grid-column: 3; grid-row: 1 / 3; align-self: center; }
  .index-row__num { font-size: 1.25rem; }
  .index-row__title { font-size: 1.35rem; }
  .index-row__title svg { width: 22px; height: 22px; }
  .profiles { grid-template-columns: minmax(0, 1fr); }
  .figures { grid-template-columns: minmax(0, 1fr); }
  .figure, .figure + .figure { padding: 1.6rem 0; border-left: 0; }
  .figure + .figure { border-top: 1px solid var(--rule); }
  .figure:nth-child(3) { padding-left: 0; }
  .steps { grid-template-columns: minmax(0, 1fr); row-gap: 0; }
  .steps > li, .steps > li + li { padding: 1.6rem 0; border-left: 0; border-top: 1px solid var(--rule); }
  .step__num { font-size: 2rem; margin-bottom: 0.8rem; }
  .meet__photo { max-width: 320px; }
  .meet__frame::before { inset: 0.8rem -0.8rem -0.8rem 0.8rem; }
  .contact-lines li { grid-template-columns: minmax(0, 1fr); gap: 0.35rem; }
  .gallery-row { grid-template-columns: minmax(0, 1fr); }
  .gallery-row figure > div { aspect-ratio: 4 / 4.4; }
  .form__row { grid-template-columns: minmax(0, 1fr); }
  .page-hero__mark { display: none; }
  .page-hero__inner { padding-top: calc(var(--nav-h) + 2.6rem); padding-bottom: 2.8rem; }
  .page-hero h1 { max-width: none; }
  .related { grid-template-columns: minmax(0, 1fr); }
  .related li + li { border-left: 0; border-top: 1px solid var(--rule); }
  .related a { padding: 1.1rem 0; }
  .callout { padding: 1.6rem; }
  .callout p { font-size: 1.12rem; }
  .cta-band__mark { height: 220px; }
  .footer__grid { grid-template-columns: minmax(0, 1fr); gap: 2rem; }
  .footer__base { flex-direction: column; }
  .cookie-banner { right: 0.75rem; left: 0.75rem; bottom: 0.75rem; width: auto; padding: 1.2rem; padding-bottom: calc(1.2rem + env(safe-area-inset-bottom)); }
  .hub a { grid-template-columns: 2.4rem 1fr auto; }
  .features--grid { grid-template-columns: minmax(0, 1fr); }
  .stage { display: none !important; }
  .sig-on .profiles { display: grid; }
}

/* hero flame + sheen (signature supporting move) */
.hero__flame { position: relative; display: inline-block; line-height: 0; }
.hero__sheen { position: absolute; inset: 0; pointer-events: none; -webkit-mask: url(/assets/hero-mark.webp) center / 100% 100% no-repeat; mask: url(/assets/hero-mark.webp) center / 100% 100% no-repeat; background: linear-gradient(105deg, transparent 38%, rgba(255, 248, 214, 0.75) 50%, transparent 62%); background-size: 320% 100%; background-position: 120% 0; mix-blend-mode: screen; }
.stage__chart .stage__tag { fill: var(--gold); font: 600 12px var(--font-body); letter-spacing: 0.16em; text-transform: uppercase; }

/* phone type ceilings for the component headings (bare h1/h2 caps in the floor lose to these otherwise) */
@media (max-width: 767px) {
  h1, .hero h1, .page-hero h1, .notfound h1 { font-size: clamp(2rem, 8.6vw, 2.6rem); }
  h2, .section-head h2, .welcome h2, .signature__intro h2, .cta-band h2, .split__aside h2, .commit h2, .meet h2, .enquire h2, .doc__body h2 { font-size: clamp(1.55rem, 6.4vw, 1.875rem); }
  .group__head h2 { font-size: clamp(1.4rem, 6vw, 1.75rem); }
  h3, .features h3, .steps h3, .profile h3, .form-done h3 { font-size: clamp(1.2rem, 5vw, 1.4rem); }
  .welcome__body p:first-child { font-size: 1.15rem; }
  .figure__value { font-size: clamp(2.4rem, 11vw, 2.75rem); }
  .page-hero__sub, .hero__intro, .lede { font-size: 1.0625rem; line-height: 1.55; }
  .doc__lead, .callout p { font-size: 1.0625rem; }
  .hero__kicker { margin-bottom: 1rem; }
}
@media (max-width: 420px) {
  h1, .hero h1, .page-hero h1, .notfound h1 { font-size: clamp(1.875rem, 9vw, 2.4rem); }
}

.after-chips { margin-top: 2rem; }

/* action-split hero: call-back panel with the flame rising behind it */
.hero__grid { grid-template-columns: minmax(0, 7fr) minmax(0, 4.4fr); gap: clamp(2rem, 5vw, 5rem); }
.hero__text { position: relative; z-index: 2; }
.hero__panel { position: relative; z-index: 2; }
.hero .form-panel { --text: #18233b; --text-2: #4a5160; --heading: #0f1a33; --accent-ink: var(--gold-ink); --rule: rgba(21, 39, 76, 0.16); color: var(--text); box-shadow: 0 40px 80px -40px rgba(0, 0, 0, 0.65); border: 0; border-top: 3px solid var(--gold); }
.hero__panel-title { font-size: clamp(1.4rem, 1.8vw, 1.7rem); margin-bottom: 1.4rem; }
.hero__panel .form { gap: 0.9rem; }
.hero__panel .btn { width: 100%; }
.hero__kicker a { display: inline-flex; align-items: center; gap: 0.45rem; }
.hero__kicker a svg { width: 15px; height: 15px; }
.hero__flame { position: absolute; z-index: 0; left: -10.5rem; top: 50%; transform: translateY(-50%); height: 128%; pointer-events: none; }
.hero__panel .form-panel { position: relative; z-index: 1; }
.hero__flame img { height: 100%; width: auto; opacity: 0.92; filter: drop-shadow(0 40px 80px rgba(0, 0, 0, 0.35)); }
.hero { position: relative; }
.hero .hero-trust-rail { position: relative; z-index: 3; }

/* reviews rail (placeholders until the client supplies reviews) */
.reviews .section-head { margin-bottom: 2.5rem; }
.reviews-rail { overflow: hidden; padding-block: 0.5rem; }
.reviews-rail .rail-item.review-card { display: inline-flex; flex-direction: column; align-items: flex-start; gap: 0.9rem; width: 380px; margin-right: 1.5rem; padding: 1.6rem 1.7rem; border: 1px dashed rgba(210, 180, 140, 0.45); text-transform: none; letter-spacing: 0; white-space: normal; font: 400 1rem/1.5 var(--font-body); color: var(--text); }
.review-card__q { font-family: var(--font-display); font-weight: 500; font-size: 1.1rem; color: var(--heading); }
.review-card__by { font-size: 0.82rem; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--gold); }

@media (max-width: 1024px) {
  .hero__grid { grid-template-columns: minmax(0, 1fr); }
  .hero__flame { left: auto; right: -9rem; height: 120%; opacity: 0.5; }
  .hero__panel { max-width: 520px; }
}
@media (max-width: 767px) {
  .hero__flame { display: none; }
  .hero__panel { max-width: none; }
  .reviews-rail .rail-item.review-card { width: 280px; }
}

/* verify pass 1 (2026-10-14) */
.hero__kicker, .hero__sub { width: fit-content; max-width: 100%; }
.readmore__toggle { color: var(--accent-ink); }
.nav__brand { min-height: 44px; }
@media (max-width: 767px) {
  .crumbs a, .doc__toc a, .figure a, .footer__col a, .footer__brand a, .contact-lines a, .cta-band p a, .hub a, .cookie-banner p a, .gallery-row figcaption a, .nav__brand, .footer__credit a, .hero__kicker a { display: inline-flex; align-items: center; min-height: 44px; min-width: 44px; }
  .crumbs { row-gap: 0; }
  .doc__toc a { padding-block: 0.2rem; }
  .footer__col li { margin: 0; }
}
/* Version A, colours flipped (Trinity Capital). Loaded after style.css. Built by clients/Trinity-Cap/build/make_versions.py */
:root {
  --t1: #18233b; --t2: #4a5160; --h: #0f1a33;
  --gold-deep: #94702e;                 /* headline gold on white, 4.2:1 */
  --rule-l: rgba(21, 39, 76, 0.14); --rule-l-soft: rgba(21, 39, 76, 0.08);
  --g-nav: #fff; --g-hero: #fff; --g-rail: var(--ivory); --g-sig: #fff; --g-band: #fff; --g-cta: var(--ivory); --g-footer: #fff;
}

/* --- every former navy band becomes a light ground ----------------------------------------------- */
.section--navy, .section--dark, .hero, .page-hero, .footer, .cta-band, .signature, .nav, .notfound {
  --text: var(--t1); --text-2: var(--t2); --heading: var(--h); --accent-ink: var(--gold-ink);
  --rule: var(--rule-l); --rule-soft: var(--rule-l-soft);
}
::selection { background: var(--gold); color: var(--h); }
.nav { background: var(--g-nav); color: var(--h); border-bottom: 1px solid var(--rule-l); }
.nav.is-scrolled, .nav:hover { box-shadow: 0 10px 30px -22px rgba(0, 0, 0, 0.28) !important; }
.nav__links a, .nav__drop { color: var(--t1); }
.nav__links a:hover, .nav__drop:hover, .nav__links a[aria-current="page"], .has-sub.is-current > .nav__drop { color: var(--gold-ink); }
.nav__panel { background: #fff; border-color: var(--rule-l); box-shadow: 0 30px 60px -30px rgba(0, 0, 0, 0.25); }
.nav__panel a:hover { background: rgba(210, 180, 140, 0.12); }
.nav__tel { color: var(--gold-ink); }
.hero { background: var(--g-hero); }
.hero::before { background: radial-gradient(60% 70% at 78% 45%, rgba(216, 192, 120, 0.14), transparent 70%),
  repeating-linear-gradient(90deg, rgba(122, 92, 36, 0.05) 0 1px, transparent 1px 120px); }
.hero h1 { text-shadow: none; }
.hero h1 em, .hero__sub { color: var(--gold-deep); }
.hero__kicker a { color: var(--gold-ink); }
.hero__flame img { filter: drop-shadow(0 30px 50px rgba(0, 0, 0, 0.12)); }
.hero__sheen { opacity: 0.55; }
.hero-trust-rail { background: var(--g-rail); border-top-color: var(--rule-l); border-bottom: 1px solid var(--rule-l); }
.hero-trust-rail .rail-item { color: var(--t2); }
.rail-item svg { color: var(--gold-ink); }
.signature { background: var(--g-sig); }
.signature, .section--navy { border-top: 1px solid var(--rule-l); border-bottom: 1px solid var(--rule-l); }
.signature__intro blockquote cite { color: var(--gold-ink); }
.stage__chart text { fill: var(--t2); }
.stage__chart .axis { stroke: rgba(122, 92, 36, 0.4); }
.stage__chart .stage__tag { fill: var(--gold-ink); }
.stage__progress span { background: rgba(122, 92, 36, 0.18); }
.section--navy { background: var(--g-band); }
.page-hero { background: var(--g-hero); border-bottom: 1px solid var(--rule-l); }
.page-hero::before { background: repeating-linear-gradient(90deg, rgba(122, 92, 36, 0.045) 0 1px, transparent 1px 120px); }
.page-hero--photo .page-hero__media::after { background: linear-gradient(90deg, rgba(255, 255, 255, 0.95) 0%, rgba(255, 255, 255, 0.82) 55%, rgba(255, 255, 255, 0.5) 100%); }
.crumbs li { color: var(--gold-ink); }
.crumbs li + li::before { color: rgba(122, 92, 36, 0.5); }
.crumbs a { color: var(--t2); }
.crumbs a:hover { color: var(--gold-ink); }
.cta-band { background: var(--g-cta); border-top: 1px solid var(--rule-l); }
.cta-band p a { color: var(--gold-ink); }
.cta-band__mark { opacity: 0.12; }
.footer { background: var(--g-footer); border-top: 1px solid var(--rule-l); }
.footer__grid { border-bottom-color: var(--rule-l); }
.footer__brand a, .footer__col h2, .footer__credit a { color: var(--gold-ink); }
.footer__col a { color: var(--t1); }
.footer__col a:hover { color: var(--gold-ink); }
.notfound { background: var(--g-hero); }
@media (max-width: 1024px) {
  .nav__toggle { color: var(--h); }
  .nav__menu { background: #fff; color: var(--h); }
  .nav__menu a { color: var(--h); border-bottom-color: var(--rule-l); }
  .nav__menu .nav__menu-group { color: var(--gold-ink); }
  .nav__menu .nav__menu-cta { border-color: var(--gold-ink); color: var(--gold-ink); }
  .nav__menu .nav__menu-tel { color: var(--t2); }
}

/* --- the white boxes become navy ------------------------------------------------------------------ */
.form-panel, .hero .form-panel, .section--navy .form-panel, .cta-band .form-panel {
  background: var(--navy); border: 0; border-top: 3px solid var(--gold);
  --text: rgba(246, 241, 231, 0.88); --text-2: rgba(246, 241, 231, 0.74); --heading: #f6f1e7;
  --accent-ink: var(--gold); --rule: rgba(210, 180, 140, 0.3); color: var(--text);
}
.hero .form-panel { box-shadow: 0 40px 80px -40px rgba(14, 26, 53, 0.55); }
.form-panel .field input, .form-panel .field textarea, .form-panel .field select { border-color: transparent; color: #0f1a33; }
.form-panel .btn--navy { background: var(--gold); color: var(--navy-deep); }
.form-panel .btn--navy:hover { background: var(--gold-hi); }
.form-panel .form-done { background: rgba(210, 180, 140, 0.1); }
.profiles > li { background: var(--navy); border-color: var(--navy);
  --text: rgba(246, 241, 231, 0.88); --text-2: rgba(246, 241, 231, 0.74); --heading: #f6f1e7; --accent-ink: var(--gold); }
.reviews-rail .rail-item.review-card { background: var(--navy); border: 1px solid var(--navy); color: rgba(246, 241, 231, 0.86);
  --heading: #f6f1e7; --text: rgba(246, 241, 231, 0.86); }
.review-card__by { color: var(--gold); }

/* the confirmation heading is an h2 (heading order) and keeps the h3 look */
.form-done h2 { font-size: clamp(1.2rem, 1.5vw, 1.4rem); line-height: 1.25; letter-spacing: -0.015em; margin-bottom: 0.6rem; }
@media (max-width: 767px) { .form-done h2 { font-size: clamp(1.2rem, 5vw, 1.4rem); } }